It’s a hectic time of year, and there is a lot to think about and before the Christmas wrap up. With all this activity going on, it’s crucial to take the time to check and make sure you have enough insurance protection to keep your business safe over the festive season.

Risk is not always the first thing that comes to mind when you think of your business. Yet, all companies deal with threats and risks. Some businesses face more significant threats than others and have particularly distinct risk profiles.

HOW many times have we all heard or wondered this?

We have been asked this question many times and the answer to the question is the same every time.

They can.

When you hear that someone has cheaper insurance, the first question that should be asked is: is it apples for apples or (as is in most cases) apples for oranges?

FIRST and foremost, if you are serious about saving money, find a broker that specialises in transport insurance and makes an effort to get to know you and your business well.

THIS question is a lot more commonly asked than most punters would probably realise.

Although we suspect that most of you would know the most answers, we will attempt to provide some of the main reasons without all of the insurance jargon, or at least help interpret some of the insurance jargon for you.

Underinsurance is a serious issue for small businesses, with the statistics showing 12.8% of small businesses and 24% of sole traders have no insurance. Organisations operating in the education industry have the highest rate of non-insurance at 25% of entities in this industry with no insurance.

How To Adapt Your Insurance Needs As Your Business Grows As your business grows, so does the risk surrounding it.

Whether you are a large corporation with hundreds of employees, a small business with a team of 10 people or an individual with your own new venture; any business you own needs insurance.

Commercial Insurance coverage is one of the most significant purchases you will make. The purchase of this valuable protection requires